What is your LLM stack? Subscriptions? Tools? self hosted?

Hi!

I am 2 year old chatgpt subscriber mostly using it for coding and personal searches (instead of googlE) but now I am thinking to stop and replace it with other tools.

What I am thinking is to buy some API credits in OpenAI/Anthropic/DeepSeek for adhoc queries and buy a subscription for Cursor for Coding.

What are your stack? Do you have any recommendations?